• Checking Account

  • Data Analysis

We offer a wide range of bank accounts for your personal banking needs.

Find below our checking accounts.

GCUBANK Fundamentals

Simplify budgeting with an affordable checking account with a fixed monthly fee

  • $5 monthly maintenance fee
  • No minimum balance requirement
  • No direct deposit requirement

Open An Account

Bright Banking

With multiple ways to avoid the monthly fee, a Guardian Credit Union Bank checking account can be right for anyone

Avoid the $12 monthly fee with one of the following each statement cycle:

  • Direct deposits of $500 or more or
  • $1,500 average checking balance
Open An Account

Student Checking

Guardian Credit Union Bank Student Checking is designed for students age 23 years and younger

  • No monthly maintenance fee
  • No minimum balance requirement
  • No direct deposit requirement
  • No-fee online statements
Open An Account

Senior Checking

If you're at least 55 years of age, Senior Checking may be right for you

Avoid the $10 monthly fee with one of the following each statement cycle:

  • Direct deposits of $500 or more or
  • $1,000 average checking balance
Open An Account

Elite Gold

Get competitive rates on an interest-bearing checking account with premium banking benefits

Avoid the $30 monthly fee with one of the following each statement cycle:

  • $25,000 combined personal deposit or investment balance
  • Guardian Credit Union Bank personal mortgage with an original loan amount of at least $150,000
Open An Account

Skip the trip

Use the Mobile Check Deposit by Guardian Credit Union Bank and get access to funds the next business day.

Additional checking account services

Make sure you're using all the great services that come with a Guardian Credit Union Bank checking account.

Order checks

Whether you write one check per year or dozens every month, it's easy to order customized checks and accessories online. You can get:

  • Checks
  • Checkbook covers
  • Personal deposit slips
  • Address labels

Personalize your debit card

Customize your Guardian Credit Union Bank debit card with the design of your choice in either landscape or portrait orientation. Design options include:

  • Gallery images – Browse hundreds of professional photos in our image library
  • Personal images – Upload your favorite photo or image
  • Photo ID – Upload your profile photo for an added layer of card security

Choose your overdraft protection options

Our goal is to make it as easy as possible for you to understand how you have incurred an overdraft fee, so you know exactly what you're paying for.

  • Set your overdraft protection options in U by Guardian Credit Union Bank. Once logged in


Find your routing number

Your routing number is specific to the state in which you opened your account.

Once you know where to look, it's easy to spot your routing number:

  • It's the nine-digit number in the lower left corner of your checks
  • It comes right before your account number

Contact Us

Got any questions? Don't hesitate to get in touch.

Address
Darking walk , shop C4/1 Harbour St. Sydney NSW 2000 , Australia
Phone

0800 GCUBANK